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Health Coverage Effectuation, Grace Periods, and Terminations

Guidance for assisters in the individual Federally-facilitated Marketplaces (FFMs) on assisting consumers with understanding grace periods and termination of coverage due to non-payment as well as explaining how to avoid loss of coverage.

Download the Guidance Document

Final

Issued by: Centers for Medicare & Medicaid Services (CMS)

Issue Date: June 21, 2024

DISCLAIMER: The contents of this database lack the force and effect of law, except as authorized by law (including Medicare Advantage Rate Announcements and Advance Notices) or as specifically incorporated into a contract. The Department may not cite, use, or rely on any guidance that is not posted on the guidance repository, except to establish historical facts.